Residual audit software
Residual audit software built for payment agents
Upload your residuals however you've got them, any processor, any format. Residual Genius normalizes the file, matches every line item to your Schedule A, flags variance from your contract, and groups exceptions so you see patterns, not portfolio noise.
Your first audit is free
- One free audit on any processor format
- Map your Schedule A once, then reconcile every line item
- Then $147/mo Agent unless you cancel before your first charge
Spreadsheets weren't built for residual audits
Agents inherit portfolios with hundreds of merchants and a dozen processor formats. Monthly residual reports arrive as CSV exports, PDFs, or portal downloads, each with different column names, fee categories, and net calculations.
- Manual spot-checks miss systematic variance that repeats across dozens of merchants.
- Rev-share applied to gross instead of net stays invisible until someone audits line by line.
- Schedule A rate tables live in PDFs and email threads, not in the tool you use to reconcile.
- Hours in a spreadsheet still can't prove a pattern to your processor contact.
How Residual Genius audits residuals for agents
Upload your processor report in whatever format you have. Map your Schedule A once. The system reconciles expected vs. actual residual on every merchant and line item type, then groups exceptions so you see patterns, not noise.
Upload any processor format
CSV, Excel, or whatever export you already download, no reformatting. CardConnect, Fiserv, TSYS, Worldpay-style layouts, and unfamiliar column names all map to a canonical schema on upload.
Reconcile against your Schedule A
Contracted rev-share drives expected residual per line item. Variance is computed from net, not volume, the way your ISO agreement defines it.
Quantify documented variance
Flagged exceptions roll up by line item type and merchant. Confirm findings against your contract, total variance impact, and package documentation for processor alignment conversations.
Residual Genius, independent residual auditing for ISO agents.
Frequently asked questions
- Is Residual Genius residual audit software or a spreadsheet replacement?
- Both. It replaces the manual reconciliation work agents do in Excel, matching processor payouts to Schedule A rates, with automated line-item audits and systematic pattern detection.
- Do I need IT to install anything?
- No. Residual Genius runs in the browser. Upload a report, review exceptions, export findings, no local software or processor API integration required.
- How is this different from my processor's portal?
- Processor portals show what they paid you. Residual Genius compares that to what your Schedule A specifies, and highlights where the two diverge.
Ready to reconcile your next report?
No upfront payment. Start your first audit free, then $147/mo. Cancel anytime in one click.
Audit your first report free