CardConnect residuals
Reconcile CardConnect residuals against your Schedule A
CardConnect agents work with dense residual exports, LTE fees, interchange pass-through, statement fees, portfolio splits, and dozens of line item types. Residual Genius reconciles those exports against your Schedule A rates, not generic assumptions about how any processor pays.
Your first audit is free
- One free audit on any processor format
- Map your Schedule A once, then reconcile every line item
- Then $147/mo Agent unless you cancel before your first charge
CardConnect reports are detailed, and hard to reconcile by hand
CardConnect residual files pack merchant-level detail across many fee categories. Agents who spot-check a handful of MIDs miss portfolio-wide variance: line items that map differently than your Schedule A labels, rate-table versions that may not match your contract, or merchants still on a prior tier after a migration.
- CardConnect line item naming doesn't always match how your Schedule A labels the same fees.
- Portfolio acquisitions and BIN changes can leave merchants on rate tables that diverge from your current Schedule A.
- Negative variance on high-volume MIDs outweighs the small merchants you actually checked manually.
- Exporting to Excel moves the rows, it doesn't reconcile them against your contract.
How Residual Genius reconciles CardConnect exports
Upload your CardConnect residual export as-is. The audit engine maps line items to your Schedule A, computes expected residual from net per category, and flags material variance, grouped so you see patterns across your book, not isolated rows.
Import your CardConnect export
Use the monthly residual file you already download. No CardConnect API connection or processor permission required.
Match fees to your Schedule A
Your contracted rev-share per line item type drives the audit, not a generic template for how CardConnect reports are structured.
Raise findings with documentation
Confirmed variance rolls up by merchant and fee type with dollar impact, ready for an alignment conversation with your processor or ISO contact.
Residual Genius, independent residual auditing for ISO agents.
Frequently asked questions
- Does Residual Genius connect to CardConnect directly?
- No API connection required. You upload the same residual export you already receive. That keeps you in control and works regardless of portal access.
- Will this work for co-branded or ISO-specific CardConnect setups?
- Yes, the audit uses your Schedule A and merchant IDs, not a generic CardConnect template. Your contract terms drive expected residual.
- What CardConnect file formats are supported?
- Standard CSV and Excel residual exports. If you can open it in a spreadsheet, you can upload it.
Ready to reconcile your next report?
No upfront payment. Start your first audit free, then $147/mo. Cancel anytime in one click.
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